As You might have assumed from some of my posts here, I do have quite a bit of annoyances stemming from the language/keyboard/dictionary options I choose.
How about I tell You what I really want, and where I am currently with this.
Ok, so, what I want:
Ideally, I'd like to use a QWERTY keyboard with Serbian, my native language's accents.
I'd like to use a combined dictionary of English and Serbian words.
I do not want to use xt9, just multitap, as I believe xt9 with Serbian words is way too difficult to implement properly (a LOT of similar words with a difference of a letter or two)
As there are a large number of similar words between them, I'd also like to be able to turn "Quick Fixes" off, as I feel that an algorithm which won't be more trouble than it's worth is beyond human capabilities

However, as I type a number of words in English, I would like to have the capabilities of the English dictionary available to me, so I'd like the keyboard to show me suggestions while I type, but, as I mentioned earlier, whithout automaticaly picking any for me (either via Auto-Complete or Quick-Fixes).
I'd just like to type myself, and occasionally select a longer, or more complicated word from the suggestion box.
What I currently have:
I use English as my dictionary language, in addition to the words the Smart Dictionary option has collected so far from my language.
I have forced Serbian as my keyboard layout.
As far as the Serbian dictionary is concerned, I know You basically need an ordered list of the words, which I do not have.
I assume one could be obtained from HTC's Win mobile devices, some of which have Serbian dictionaries, but I do not have access to any, and cannot help You there

Perhaps someone @xda-developers could?
Ideally, once I had such a list, my next step would probably be to ask You where the dictionaries are kept on the system, and merge the two (I think You mentioned the location somewhere on the forum, but can't seem to find it now)
Also, if You're interested in hearing my opinion on the whole "Dynamic Resizing" option, I feel that it could indeed be usefull, but only if the user could actually see the change. The way it's implemented now just leeds to too many mis-clicks to be deemed worthy by me (especially since, in my case, It's obviously wrong most of the time as I don't even use a dictionary for most of the words I use)